Insurance in "Strange Companion: Song of Ada" is a very important thing in the game, but many players are not sure what the specific use of insurance is. In fact, insurance is equivalent to commercial insurance in reality, which can reduce At your loss, NPCs and other players can all attack and destroy you at any time, and it only takes a few attacks to end the game for you.
What is the use of Aida's song insurance?
Death is somewhat permanent in Strange Companions. By "somewhat permanent" I mean that although your magician will eventually come back to you, your mechs and items will be permanently lost. However, you can mitigate this loss somewhat by purchasing insurance at the right time.
The world of "Strange Companion" is full of cruelty. NPCs and other players can attack and destroy you at any time, and it only takes a few attacks to end the game for you. If this happens, you will either be destroyed along with the mecha, or escape at the last moment via a magician. However, no matter what, once your mecha's durability drops to zero, that mecha will be permanently lost.
Insurance gives you the opportunity to soften the blow. Before you head out on an expedition, you can insure a variety of your gear, including Cradlecoffin parts, weapons and excavators. Items in your inventory cannot be insured, so try not to bring items that you cannot afford to lose.
The cost of insurance will vary based on the value of your equipment. You can insure all items, or insure individual items individually. Usually, the insurance fee is 10% of the compensation amount, but if you have no items that need compensation, the premium is non-refundable. Just like insurance in real life.