Mes Comptes - LCL

To consult your accounts, your direct debits, your credits, your insurance at any time or to stay in touch with your Advisor: our application is essential!

Biometric login

Log in and validate your operations using your fingerprint: remember to memorize your profile if you wish to access this function

My account at a glance 👀

Display from the home page, or via the widget, an overview of your account balance and card outstanding.

Your Summary

Manage your accounts:

- Find your contracts by family (Account, Savings, Credit, Insurance)

- Add and consult your accounts from your other banking establishments

- Personalize the labels of your LCL and non-LCL accounts

- Consult your account statements

- View from 90 days to 720 days of movements (writings)

- Contest a direct debit or cancel a direct debit authorization

Consult all your credits (authorized overdraft, real estate loan, etc.):

- Consult and manage your revolving credit

- Take out and monitor consumer credit (personal loan, instant credit)

- Find out, simulate or follow a real estate loan

Consult your insurance contracts and get a quote

Open an account for your children

Transfers area

Manage the list of your beneficiaries

Make your immediate or deferred transfers (with IBAN registration beforehand)

Transfer money in 10 seconds with instant transfer

Use “Paylib among friends” to send money immediately with a mobile number

Create and manage your scheduled transfers

Change your transfer limit and list of authorized countries in real time from your trusted device

Cards Area 💳

Manage your payment cards independently:

- Increase your payment limit in real time

- Enable/disable contactless payment

- Enable/disable internet payment

- Consult the confidential code of your card

- Lock/Unlock your card in real time

Enable mobile payment for NFC-equipped smartphones

Access your temporary virtual card in the event of opposition to one of your bank cards

Activate, modify or deactivate the System’ Savings option

Advisor Area 💬

Are you looking for advice, information, a loan application?

Find the contact details of your Advisor and the address of your agency

Make an appointment by video, by telephone or in an agency directly in your advisor's calendar 📅

Use messaging to communicate and send documents to your advisor

My news 📣

Find the latest news about your account, the expiry dates of your cards, your appointments with your Advisor, confirmations of your IBAN entries, etc. in My news.

Also in your application...

Order your checkbook to receive it at home or at your LCL agency

Scan your device for malicious apps

Consult and share your RIB

Consult your securities portfolio

SOS Cartes: File an opposition quickly in the event of loss or theft of a bank card

Easily find all the useful numbers

Introduction

Mes Comptes - LCL is a mobile and web-based personal finance management application offered by LCL, a leading French banking group. Designed to simplify financial management, the app provides a range of features to help users track expenses, monitor budgets, and manage their finances effectively.

Key Features

* Account Aggregation: Mes Comptes seamlessly aggregates all your bank accounts, including those from LCL and other financial institutions, into a single, consolidated view. This allows you to have a comprehensive overview of your financial situation in one place.

* Expense Tracking: The app automatically categorizes transactions based on pre-defined or customizable categories. This enables you to easily track your spending patterns and identify areas where you can save.

* Budgeting: Mes Comptes offers customizable budgeting tools that allow you to set financial goals and track your progress towards them. You can create multiple budgets for different categories, such as housing, transportation, and entertainment.

* Financial Analysis: The app provides insightful financial reports and charts that help you analyze your spending habits and make informed financial decisions. You can view your cash flow, identify potential areas for improvement, and optimize your financial strategy.

* Mobile and Web Access: Mes Comptes is accessible through both the mobile app and a web portal. This flexibility allows you to manage your finances on the go or from the comfort of your home.

* Security: The app employs robust security measures to protect your financial data. It uses encryption, two-factor authentication, and other industry-standard protocols to ensure the confidentiality and integrity of your information.

Benefits

* Improved Financial Visibility: Mes Comptes provides a clear and comprehensive view of your financial situation, empowering you to make informed decisions.

* Enhanced Expense Control: The app's expense tracking and budgeting features help you control your spending and stay within your financial means.

* Time-Saving: By aggregating accounts and automating expense tracking, Mes Comptes saves you time and effort in managing your finances.

* Convenience: The mobile and web access options allow you to manage your finances anytime, anywhere.

* Financial Empowerment: Mes Comptes empowers you to take control of your finances, achieve your financial goals, and improve your financial well-being.

Target Audience

Mes Comptes - LCL is an ideal solution for individuals who want to:

* Manage their finances effectively

* Track their spending habits

* Create and adhere to budgets

* Improve their financial literacy

* Enhance their financial well-being

Pricing and Availability

Mes Comptes - LCL is a free service available to all LCL customers. Non-LCL customers may also access the app with a subscription fee. The app is available for download on the App Store (iOS) and Google Play (Android).