Revolut - Mobile Finance

Get the bank you deserve, which 4 in 5 Irish adults have already joined.

We’re talking leading savings rates, 1.2% cashback on credit card spend, no account fees, and moving money between accounts...instantly.

With our Irish IBANs, getting paid has never been easier. Plus, your money is protected by a fully licensed bank and regulated by the central bank of Ireland.

Not to mention our 24/7 customer support with a real human if you ever need help. Check out some of the other highlights you can expect from your Revolut bank account:

— Make your spend, well-spent —

Pay any way, anywhere, with physical cards, virtual cards, single-use virtual cards (for extra protection) and link them to your Google or Apple Pay wallet.

Spend abroad like a local with excellent exchange rates (fair-usage and weekend markups may apply on foreign currency exchange).

Link your other bank accounts to Revolut to stay on top of all your spending in the same place.

Design a physical card to match your vibe (fees may apply). Want to add a little luxury? Upgrade to Metal for a shiny steel card. Not enough? Level-up to Ultra to score an exclusive platinum-plated card.

Set your kids up for financial success. Get them a free Revolut <18 account, with their own card, so they can learn about money in a safe and fun way.

— Save the interest-ing way —

Grow your money in GBP, EUR, and USD, with daily interest paid directly into your account.

Access your savings whenever you need to, with no penalties or fees.

Build your savings on auto-pilot — set up recurring transfers and round up spare change to stash cash without even trying.

— Send money near, far, wherever they are —

Request or send 30+ currencies with a tap to anyone, anywhere.

Chat, send, and receive money, in one place. Whatever your plans, transfers are instant between your Revolut pals.

No more awkward money chats! Split, chat, and settle bills in one place. You can even share a fun GIF to keep it light-hearted.

— Invest in your future —

Start trading stocks and crypto from just €1.

Choose from 2000+ stocks, invest in some of the world's most influential companies.

Enjoy a commission-free allowance on stock trades each month. You call the stocks!

Build your trading knowledge and confidence with in-app Learn courses

— End the overspend —

Get instant spending notifications to keep track of every payment.

Use smart budgeting and analytics tools to stop wondering where your money went, and start telling it where to go.

Worried about missing upcoming payments or subscription charges? Don’t be — we’ll notify you beforehand.

— Security that never sleeps —

Freeze and unfreeze your card in just a tap.

Use single-use cards with details that regenerate each time, for that extra layer of protection.

Set spending limits to always know where your money is going.

— How we protect you and your money —

Guarded by a 2,500-strong, 24/7 dedicated team, Revolut customers saved more than €528M in potentially fraudulent transactions in 2023 alone.

Whatever you need, we can help. Reach out to our award-winning support team via in-app chat, 24/7. It’s encrypted, and it’s fast.

Our sophisticated fraud prevention system flags high-risk transactions and pings you an alert, so you can spot scams and nip ‘em in the bud.

It’s our business to protect your data, and we take it seriously. Extensive identity verification keeps sign-ups secure, and your account is protected with passcodes and biometrics.

Looking to go even further with your money? Upgrade to one of our paid plans to get exclusive cards, more benefits, and even cooler perks. Pick the plan that’s right for you: Plus, Premium, Metal, and Ultra.

Revolut is a UK-based financial technology company that offers a mobile banking app with a range of financial services, including currency exchange, international money transfers, budgeting, and investment.

Key Features:

* Multi-Currency Accounts: Revolut allows users to hold and exchange over 30 currencies in real-time at interbank rates, eliminating hidden fees and markups.

* International Money Transfers: Users can send money to over 30 countries instantly and at low fees, saving time and money compared to traditional banks.

* Budgeting and Expense Tracking: Revolut's budgeting feature categorizes transactions and provides insights into spending patterns, helping users manage their finances effectively.

* Investment Platform: Revolut offers a user-friendly investment platform where users can invest in stocks, ETFs, and cryptocurrencies with fractional shares and low fees.

* Metal Plans: Revolut's premium Metal plans offer exclusive benefits such as cashback on purchases, free international ATM withdrawals, and airport lounge access.

Benefits:

* Convenience: Revolut's mobile app provides easy access to a wide range of financial services anytime, anywhere.

* Cost-Effective: The competitive exchange rates and low fees for international transfers and investments save users significant money.

* Transparency: Revolut's transparent pricing structure eliminates hidden fees and provides users with a clear understanding of their costs.

* User-Friendly Interface: The intuitive app design makes it easy for users to navigate and manage their finances effectively.

* Security: Revolut employs robust security measures to protect user data and funds, including biometric authentication and 24/7 fraud monitoring.

Limitations:

* Limited Physical Presence: Revolut does not have physical branches, which may be inconvenient for users who prefer in-person banking services.

* Limited Product Offerings: While Revolut offers a comprehensive range of financial services, it may not have all the products or features available at traditional banks.

* Potential Currency Conversion Fees: When using Revolut cards in currencies other than those held in the account, users may incur small currency conversion fees.

* Limited Customer Support: Revolut's customer support is primarily available through online channels, which may not be as responsive as in-person support.

Conclusion:

Revolut is a convenient and cost-effective mobile finance app that provides a wide range of financial services, including multi-currency accounts, international money transfers, budgeting, and investment. Its user-friendly interface, transparent pricing, and strong security features make it an attractive option for individuals seeking a modern and efficient way to manage their finances.