PayPal

A must-have payment tool to checkout with cryptos, earn cash back, maek down payment and manage bills!

More ways to PayPal— It’s a simple and secure way to get paid back, send money to friends, discover cashback offers from brands you love, manage your account and more.

FIND DEALS RIGHT IN THE APP

• Stack your rewards – Get cashback offers³ from brands you love and keep collecting your eligible credit card rewards** on top of it all

³Eligible items only. Redeem points for cash or other options. Terms and exclusions apply. See PayPal Rewards terms and conditions at PayPal.com/rewards-terms. **Subject to issuer’s rewards program terms PayPal rewards are subject to applicable terms: paypal.com/us/legalhub/pp-rewards-program-tnc

SEND AND REQUEST MONEY FOR FREE

• When funded by a bank account or with your PayPal balance, it’s free to send money or get paid back by friends and family in the US on PayPal

• Request money securely from friends or family and personalize your payments

EARN UNLIMITED 3% CASH BACK

• Earn an unlimited 3% cash back¹ when you use the PayPal Cashback Mastercard(R) for PayPal purchases-unlimited cash back, no rotating categories, no annual fee²

• Apply for your card, manage your account, and redeem your cash back in the app.

¹Subject to credit approval. See Rewards Program Terms for details and eligibility criteria found at: https://www.synchronycredit.com/gecrbterms/html/PayPalCashbackRewardsTerms.htm

² For New Accounts: Variable Purchase APRs are 20.24%, 29.24% and 32.24%. Minimum Interest Charge is $2. APRs are accurate as of August 1, 2023, and will vary with the market based on Prime Rate.

Learn more at https://paypal.com/cashbackcard

GROW YOUR MONEY WITH HIGH-YIELD SAVINGS

• Roll your money into PayPal Savings and earn a current 4.30% APY–that’s 9x the national average*.

• Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.

*As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of April 15, 2024. https://www.fdic.gov/resources/bankers/national-rates/#one PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.

TRACK ORDERS STRAIGHT TO YOUR DOORSTEP

• Auto-track your packages even if you didn’t pay with PayPal and get live updates each step of the way

• Simply link your Gmail account to track your packages or add tracking details manually in the app if it didn't update automatically. Not all sellers are participants.

PAY IN 4 WITH PAYPAL

• Buy now and pay later by splitting your purchase into 4 interest-free payments at millions of online retailers with no late fees

• Payments are easy to manage in the app. Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more atpaypal.com/payin4

TRUST PAYPAL SECURE TRANSACTIONS

• PayPal helps keep your financial information secure, with commercially available encryption and fraud protection

Availability of features varies by market

What's New in the Latest Version 8.65.0

Last updated on Jun 25, 2024

Do more with PayPal, with more power packed into a single app. Shop the world with ease, send payments near and far, and much more. Find what matters to you and keep track of it more easily by downloading the latest version of the app.

PayPal is a global online payment system that facilitates financial transactions between individuals and businesses. Established in 1998, it has evolved into a leading platform for digital payments, enabling users to send, receive, and manage funds securely and conveniently.

Core Features:

* Secure Transactions: PayPal employs advanced encryption technologies and fraud prevention measures to protect user data and ensure the safety of financial transactions.

* Instant Payments: Payments made through PayPal are processed in real-time, allowing for immediate transfer of funds between users.

* Global Reach: PayPal operates in over 200 countries and supports multiple currencies, making it an ideal solution for cross-border transactions.

* Mobile Compatibility: The PayPal mobile app provides seamless access to account management, payments, and other features on smartphones and tablets.

* Versatile Payment Options: PayPal offers a range of payment methods, including credit cards, debit cards, bank accounts, and PayPal balance.

Benefits of Using PayPal:

* Convenience: PayPal simplifies financial transactions by eliminating the need for physical checks or cash.

* Security: The platform's robust security measures protect users from unauthorized access and fraudulent activities.

* Global Reach: PayPal's extensive global network facilitates international payments and eliminates currency conversion fees.

* Speed: Payments made through PayPal are processed instantly, ensuring prompt receipt of funds.

* Buyer Protection: PayPal provides buyer protection against unauthorized purchases and non-delivery of goods.

Fees and Charges:

PayPal charges fees for certain transactions, including:

* Standard Transaction Fees: A percentage of the transaction amount is charged for payments made using credit cards or debit cards.

* Currency Conversion Fees: A small fee is applied when converting funds between different currencies.

* Withdrawal Fees: Charges may be incurred when withdrawing funds from a PayPal account to a bank account.

Business Solutions:

PayPal also offers tailored solutions for businesses, including:

* PayPal Checkout: A seamless integration that allows businesses to accept PayPal payments on their websites.

* PayPal Here: A mobile card reader that enables businesses to accept payments on the go.

* PayPal Invoicing: A tool for businesses to create and send invoices and track payments from customers.

Conclusion:

PayPal is a trusted and secure platform that revolutionizes the way individuals and businesses manage their finances. Its core features, global reach, and versatile payment options make it an indispensable tool for online transactions. With its user-friendly interface, mobile compatibility, and buyer protection, PayPal continues to be a preferred choice for both personal and business payments.