KB Pay

■ KB Kookmin Card, assets, and life (shopping/travel) with just KB Pay

· Payment amount inquiry, immediate payment, finance (loan), card issuance, payment service, etc.

· Now try all KB Kookmin Card services in one KB Pay app

■ Plus (Home)

· Random point rewards once a day (attendance check), random point rewards when paying with KB Pay (Kuniverse)

· Customized events and affiliated events at a glance

■ assets

· By connecting your financial assets, you can more easily view and manage your assets and consumption.

· You can also manage simple remittances (10 times free) based on open banking and credit scores, cars, public information, etc.

· Have a convenient trip with foreign currency exchange service with no exchange fee

■ Payment

· Cards are basic! Register your bank account, gift certificate, and pointer to pay as easily as with a card.

· Check usage history, financial history, and automatic payment through the timeline.

· Manage your spending rationally through instant payment, Dutch pay, memo writing functions, etc. that appear when you click on your usage history.

■ Shopping/Travel

· Enjoy shopping specials and wish items (limited quantities) every day.

· Flight (ticketing fee

■ card

· All menus used in the KB Kookmin Card app can be viewed at once in KB Pay

· Card usage history inquiry, immediate payment, financial services, automatic payment, etc.

■ Provides mobile transportation card function

· Can be used on buses and subways nationwide.

· If the user agrees to sign up for or use mobile transportation services, the mobile phone number, USIM identification number, name, gender, date of birth, and CI value will be provided to Mobile Joy Co., Ltd. and Mybee Co., Ltd.

■ Please check again

· You can sign up using your own name or a mobile phone number registered with our company.

· For safe financial transactions, we recommend updating to the latest version.

· Avoid using wireless LAN (Wi-Fi) whose source and security settings are unclear.

· Please use a mobile communication network.

· It cannot be used on terminals that have been arbitrarily modified, such as jailbroken or rooted.

· Fees may apply when downloading/using apps using data.

■ Request minimum permissions for convenient use

[essential]

· Phone: USIM phone number verification for KB Pay membership registration and mobile transportation service subscription

※Collected and shared data: Mobile phone number. USIM unique number. Name, gender, date of birth, CI value

· Storage space: Save app content

※ Skp_skt_SDK provides information collected by Mobile Joy Co., Ltd. and Mybee Co., Ltd. after agreeing to personal information when signing up for a mobile transportation card within KB Pay.

[select]

· Camera: KB Pay payment, QR code shooting for authentication, card registration

· Notification: Receive PUSH notification message

· Biometric information: Authentication at the time of payment and additional authentication method for service use

· Location information: Providing location-based benefit information

· Address book: Domestic contact information remittance

· Display on top of other apps: When using the Edge Panel function

* Access to selected items is used to provide better service to customers. Even if you do not allow it, you can use the app other than the corresponding function.

* Access permission settings can be changed in the [Settings>KB Pay] menu.

■ KB Pay listens to our customers

· You can receive detailed guidance through various channels.

· KB Kookmin Card website (www.kbcard.com)

· KB Kookmin Card Call Center (1588-1688)

· KB Pay app dedicated call center (1644-9311)

KB Pay is a mobile payment platform that enables users to send and receive money, pay bills, and make purchases securely and conveniently. With its user-friendly interface and robust features, KB Pay has become a popular choice for individuals and businesses alike.

Key Features

* Seamless Money Transfers: KB Pay allows users to transfer funds instantly to other KB Pay users, as well as to bank accounts and mobile numbers.

* Bill Payment Convenience: Users can easily pay their utility bills, credit card bills, and other recurring expenses through the KB Pay platform.

* Secure Shopping: KB Pay integrates with online marketplaces and retail stores, allowing users to make secure purchases using their KB Pay balance or linked bank accounts.

* Contactless Payments: The KB Pay app supports contactless payments through QR codes and NFC technology, enabling users to make quick and convenient payments at physical stores.

* Transaction History and Management: KB Pay provides a comprehensive transaction history, allowing users to track their financial activities and manage their expenses effectively.

Benefits

* Convenience: KB Pay eliminates the need for cash or physical bank visits, offering a convenient and accessible payment solution.

* Time-Saving: With instant money transfers and automated bill payments, KB Pay saves users valuable time.

* Security: The platform employs advanced security measures to protect user data and financial transactions.

* Cost-Effective: KB Pay offers competitive transaction fees, making it an affordable payment option for both personal and business use.

* User-Friendly Interface: The KB Pay app is designed with an intuitive interface, making it easy to navigate and use for users of all ages and technical abilities.

How to Use KB Pay

* Registration: Download the KB Pay app and register for an account using your mobile number or email address.

* Link Bank Account: Connect your bank account to KB Pay for seamless fund transfers and bill payments.

* Add Funds: Top up your KB Pay balance through various methods, including bank transfers, mobile banking, or cash deposits at designated agents.

* Send and Receive Money: Enter the recipient's mobile number or bank account details and specify the amount to transfer.

* Pay Bills: Select the biller from the available list, enter the account number and amount, and confirm the payment.

* Make Purchases: Scan QR codes or use NFC technology to make payments at participating stores.

Security Measures

KB Pay prioritizes security by implementing the following measures:

* Encryption: All data and transactions are encrypted using industry-standard protocols.

* Two-Factor Authentication: Users must verify their identity through a one-time password (OTP) for sensitive transactions.

* Biometric Authentication: Fingerprint or facial recognition can be used to secure the app and authorize transactions.

* Fraud Detection: Advanced algorithms monitor transactions for suspicious activity and flag potential fraud attempts.

* PCI DSS Compliance: KB Pay adheres to the Payment Card Industry Data Security Standard (PCI DSS) to ensure the protection of cardholder data.