Holvi – Business banking

Holvi is more than just a

business account and business Mastercard®.

With online invoicing, e-invoicing and expense management tools in one powerful online business account, the Holvi mobile app lets you run your business on the go – because your business stays with you, wherever you go. Dig down into financial details, prepare bookkeeping and get ready for tax time with the full suite of tools on the Holvi web app. Welcome to your business’ new financial home.

Business banking for freelancers & the self-employed

✔️ Business account with IBAN*

✔️ Unlimited transfers within Europe (SEPA)

✔️ Keep a clear overview of finances

✔️ Open an account 100% online in the Holvi app

Pay expenses – Holvi Business Mastercard®

✔️ Holvi Business Mastercard® included

✔️ Debit card for worldwide payments and cash withdrawals

✔️ Secure online payments with Mastercard® Identity Check™

✔️ Lock & unlock card and retrieve PIN via the app

Collect earnings – easy online invoicing

✔️ Create and send invoices & e-invoices in the Holvi app

✔️ Get real-time notifications on paid invoices

✔️ Track the status of your invoices in the app

✔️ Incoming payments are matched with invoices

Manage money – small business bookkeeping

✔️ Manage expenses – save receipts via the app

✔️ Categorise transactions and prepare accounting

✔️ See real-time VAT balance and cash flow projection

✔️ Download accounting reports (PDF/CSV), or share via Dropbox

*Holvi offers Finnish and German IBANs, depending on the user’s country of residence.

Over 200,000 freelancers and entrepreneurs use Holvi to simplify work life. Open your business account in the Holvi app today – and calm the chaos of self-employment.

This is Holvi

Holvi was founded in Helsinki in 2011, by entrepreneurs for entrepreneurs. We are a payment service provider authorised by the Finnish Financial Supervisory Authority (FIN-FSA) to operate throughout the European Economic Area (EEA). We keep our customer funds in top-rated European partner banks, where they are protected under the applicable deposit insurance scheme.

Holvi is a modern business banking solution that empowers small business owners and freelancers to manage their finances efficiently. With its user-friendly interface, innovative features, and competitive pricing, Holvi streamlines financial operations, saving businesses time and money.

Seamless Account Management

Holvi provides business owners with multiple IBAN accounts, allowing them to separate personal and business finances. The intuitive dashboard offers a clear overview of account balances, transactions, and invoices. Real-time notifications keep users informed of all financial activities, ensuring timely decision-making.

Simplified Invoice Management

Holvi's invoice management system makes it easy to create, send, and track invoices. Users can customize invoice templates, add payment links, and automate reminders. The system integrates with accounting software, streamlining the reconciliation process and reducing errors.

Smart Expense Tracking

Holvi's expense tracking feature helps businesses monitor and categorize expenses effortlessly. Users can capture receipts using the mobile app or web interface, and Holvi automatically extracts relevant data, eliminating manual entry. This feature provides valuable insights into spending patterns, enabling businesses to optimize their expenses.

Integration with Accounting Software

Holvi seamlessly integrates with popular accounting software such as Xero, QuickBooks, and Sage. This integration allows businesses to automatically sync transactions, reducing the risk of errors and saving time on data entry. The integration also enables the generation of financial reports, providing a comprehensive view of the business's financial performance.

Competitive Pricing

Holvi offers flexible pricing plans tailored to the needs of small businesses and freelancers. The plans include a range of features, such as unlimited transactions, multiple IBAN accounts, and advanced reporting tools. Businesses can choose the plan that best suits their size and requirements, ensuring they only pay for the services they need.

Exceptional Customer Support

Holvi is committed to providing exceptional customer support. The team of experts is available via phone, email, and live chat, offering prompt assistance with any questions or issues. Holvi's knowledge base and online resources provide additional support, empowering users to manage their finances confidently.

Conclusion

Holvi is an innovative business banking solution that simplifies financial management for small businesses and freelancers. With its user-friendly interface, powerful features, and competitive pricing, Holvi helps businesses save time, reduce errors, and gain control over their finances. By choosing Holvi, businesses can focus on what they do best, knowing that their finances are in good hands.